/* =========================================================
   Payledger Cash+  —  product page
   Parallax lives at section level: panels stack and slide over
   one another, and each section's backdrop moves slower than it.
   ========================================================= */

@font-face{font-family:Aeonik;src:url(../fonts/Aeonik-Light.woff2)format("woff2");font-weight:300;font-style:normal;font-display:swap}
@font-face{font-family:Aeonik;src:url(../fonts/Aeonik-LightItalic.woff2)format("woff2");font-weight:300;font-style:italic;font-display:swap}
@font-face{font-family:Aeonik;src:url(../fonts/Aeonik-Regular.woff2)format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:Aeonik;src:url(../fonts/Aeonik-RegularItalic.woff2)format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:Aeonik;src:url(../fonts/Aeonik-Bold.woff2)format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --paper:#F7F4EF;
  --card:#FFFDFA;
  --warm:#FDF0E9;
  --ink:#17130F;
  --mute:#6B6157;
  --accent:#F05436;
  --accent-d:#CE3E20;
  --accent-ink:#1C1410;
  --tint:#FDECE5;
  --spark:#F05436;
  --accent-2:#F5A03C;
  --line:rgba(23,19,15,.12);
  --line-2:rgba(23,19,15,.07);

  --sans:Aeonik,"Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  --d1:clamp(2.5rem,5.6vw,5.4rem);
  --d2:clamp(1.85rem,3.4vw,3.1rem);
  --d3:clamp(1.25rem,1.9vw,1.75rem);
  --d4:clamp(1.1rem,1.35vw,1.28rem);
  --lead:clamp(1.02rem,1.2vw,1.24rem);
  --body:clamp(.94rem,.98vw,1.02rem);

  --gut:clamp(1.15rem,4vw,4rem);
  --max:1440px;
  --sec-y:clamp(4.5rem,10vh,8rem);
  --r-lg:clamp(20px,2.2vw,30px);
  --r-md:clamp(14px,1.4vw,20px);
  --ease:cubic-bezier(.22,.61,.24,1);
  --ease-o:cubic-bezier(.16,1,.3,1);
  --grad:linear-gradient(118deg,var(--accent) 6%,var(--accent-2) 98%);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-weight:400;font-size:var(--body);line-height:1.6;letter-spacing:-.006em;overflow-x:hidden;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img,svg{display:block;max-width:100%}
h1,h2,h3,h4,p,ul,ol,dl,dd,figure,blockquote{margin:0;padding:0}
ul,ol{list-style:none}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
::selection{background:var(--accent);color:#fff}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--ink);color:var(--paper);padding:.8rem 1.2rem;border-radius:8px}
.skip:focus{left:1rem;top:1rem}
.defs{position:absolute;width:0;height:0;overflow:hidden}

/* ---------- atoms ---------- */
.wrap{width:100%;max-width:var(--max);margin-inline:auto;padding-inline:var(--gut)}
.d1{font-size:var(--d1);font-weight:700;line-height:.98;letter-spacing:-.04em;text-wrap:balance}
.d2{font-size:var(--d2);font-weight:700;line-height:1.06;letter-spacing:-.03em;text-wrap:balance}
.d3{font-size:var(--d3);font-weight:700;line-height:1.2;letter-spacing:-.022em;text-wrap:balance}
.d4{font-size:var(--d4);font-weight:700;line-height:1.26;letter-spacing:-.018em}

.chip{display:inline-flex;align-items:center;padding:.45rem 1rem;border-radius:100px;
  background:var(--card);border:1px solid var(--line);font-size:.8rem;line-height:1.3}
.chip--soft{background:color-mix(in srgb,var(--accent) 9%,transparent);border-color:transparent;color:var(--accent)}

.ledger{display:block;width:clamp(2.6rem,4.5vw,3.8rem);flex:none}
.ledger i{display:block;height:clamp(4px,.45vw,6px);border-radius:3px;background:var(--accent)}
.ledger i+i{margin-top:clamp(5px,.6vw,8px)}
.ledger i:nth-child(3){width:62%}

/* the trial Aeonik has no + glyph, so it is drawn */
.plus{display:inline-block;width:.5em;height:.5em;fill:none;stroke:var(--accent);stroke-width:1.7;
  stroke-linecap:round;margin-left:.1em;vertical-align:.02em}
.plus--sm{width:.44em;height:.44em;stroke-width:2}
.plus--h{width:.42em;height:.42em;stroke-width:1.5}
.arw{width:1.3rem;height:.7rem;flex:none;fill:none;stroke:currentColor;stroke-width:1.4;
  stroke-linecap:round;transition:transform .5s var(--ease-o)}

.btn{--bh:3.2rem;position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.7rem;
  height:var(--bh);padding-inline:1.6rem;border-radius:100px;font-size:.92rem;letter-spacing:-.012em;
  white-space:nowrap;border:1px solid transparent;overflow:hidden;isolation:isolate;
  transition:color .4s var(--ease),border-color .4s var(--ease),transform .35s var(--ease-o)}
.btn>span,.btn>.arw{position:relative;z-index:2}
.btn b{font-weight:inherit;font-variant-numeric:tabular-nums}
.btn::before{content:"";position:absolute;inset:0;z-index:1;border-radius:inherit;
  transform:translateY(101%);transition:transform .5s var(--ease-o)}
.btn:hover{transform:translateY(-2px)}
.btn:hover::before{transform:translateY(0)}
.btn:hover .arw{transform:translateX(.3rem)}
.btn--sm{--bh:2.55rem;padding-inline:1.15rem;font-size:.83rem}
.btn--lg{--bh:3.6rem;padding-inline:1.85rem;font-size:.95rem}
.btn--full{width:100%}
.btn--accent{background:var(--grad);color:#fff;box-shadow:0 10px 26px -14px color-mix(in srgb,var(--accent) 85%,transparent)}
.btn--accent::before{background:var(--ink)}
.btn--line{border-color:var(--line);color:var(--ink);background:var(--card)}
.btn--line::before{background:var(--ink)}
.btn--line:hover{color:var(--paper);border-color:var(--ink)}
.lnk{display:inline-flex;align-items:center;gap:.6rem;font-size:.93rem;padding-bottom:.3rem;
  border-bottom:1px solid var(--accent);transition:gap .4s var(--ease)}
.lnk:hover{gap:.95rem}

.cur{font-size:.42em;letter-spacing:0;color:var(--mute)}

.grain{position:fixed;inset:0;z-index:90;pointer-events:none;opacity:.045;mix-blend-mode:multiply;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='180' height='180' filter='url(%23n)'/%3E%3C/svg%3E")}
.rail{position:fixed;top:0;left:0;right:0;height:3px;z-index:95;pointer-events:none}
.rail__fill{display:block;height:100%;width:100%;background:var(--grad);transform:scaleX(0);transform-origin:0 50%}

/* ---------- nav ---------- */
.nav{position:fixed;top:0;left:0;right:0;z-index:100;padding-block:clamp(.75rem,1.3vw,1.15rem);
  transition:padding .5s var(--ease),background-color .5s var(--ease)}
.nav__in{width:100%;max-width:var(--max);margin-inline:auto;padding-inline:var(--gut);
  display:flex;align-items:center;gap:clamp(1rem,3vw,3rem)}
.nav.is-stuck{background:color-mix(in srgb,var(--paper) 86%,transparent);
  backdrop-filter:saturate(1.4)blur(16px);padding-block:.55rem;border-bottom:1px solid var(--line-2)}
.brand{position:relative;display:block;width:clamp(126px,11.5vw,168px);flex:none}
.brand img{width:100%;height:auto;transition:opacity .4s var(--ease)}
.brand__d{position:absolute;inset:0;opacity:0}
.nav.on-dark .brand__d{opacity:1}
.nav.on-dark .brand__l{opacity:0}
/* nav inverts over the solid deep surfaces */
.nav.on-dark{color:#fff}
.nav.on-dark .nav__links a{color:#fff}
.nav.on-dark .nav__tog i{background:#fff}
.nav.on-dark .btn--accent{background:#fff;color:var(--accent-ink);box-shadow:none}
.nav.on-dark .btn--accent::before{background:var(--accent)}
.nav.on-dark .btn--accent:hover{color:#fff}
.nav.on-dark.is-stuck{background:color-mix(in srgb,var(--accent-ink) 78%,transparent);border-bottom-color:rgba(255,255,255,.14)}
.nav__links{display:flex;gap:clamp(1rem,2.1vw,2.1rem);margin-left:auto;font-size:.87rem}
.nav__links a{position:relative;padding-block:.3rem}
.nav__links a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--accent);
  transform:scaleX(0);transform-origin:0 50%;transition:transform .5s var(--ease-o)}
.nav__links a:hover::after{transform:scaleX(1)}
.nav__tog{display:none;width:2.6rem;height:2.6rem;margin-left:auto;place-content:center;gap:5px}
.nav__tog i{display:block;width:19px;height:1.5px;border-radius:2px;background:var(--ink);transition:transform .45s var(--ease)}
.nav.is-open .nav__tog i:nth-child(1){transform:translateY(3.25px)rotate(45deg)}
.nav.is-open .nav__tog i:nth-child(2){transform:translateY(-3.25px)rotate(-45deg)}
.nav__sheet{display:none}
@media (max-width:940px){
  .nav__links,.nav__in>.btn{display:none}
  .nav__tog{display:grid}
  .nav__sheet{display:block;padding:.75rem var(--gut) 2rem;background:var(--paper);border-bottom:1px solid var(--line)}
  .nav__sheet[hidden]{display:none}
  .nav__sheet a{display:block;padding:.75rem 0;font-size:1.28rem;font-weight:700;letter-spacing:-.02em;border-bottom:1px solid var(--line-2)}
  .nav__sheet-cta{color:var(--accent)!important;border-bottom:0!important}
  .nav.is-open{background:var(--paper)}
}

/* ---------- hero ---------- */
.hero{position:relative;padding-top:clamp(6.5rem,13vh,9.5rem);padding-bottom:clamp(1.5rem,3vh,2.5rem);
  overflow:clip;isolation:isolate;text-align:center}
.hero__bg{position:absolute;inset:-30vh 0 -10vh;z-index:-1;will-change:transform;
  background:
    radial-gradient(60% 42% at 78% 12%,rgba(240,84,54,.3),transparent 68%),
    radial-gradient(52% 38% at 16% 40%,rgba(245,160,60,.26),transparent 70%);
  filter:blur(30px)}
.hero__in{display:flex;flex-direction:column;align-items:center}
.hero .d1{max-width:17ch;margin-top:clamp(1rem,2vw,1.5rem)}
.hero__sub{max-width:56ch;margin-top:clamp(1rem,1.8vw,1.5rem);font-size:var(--lead);line-height:1.5;color:#463C32}
.hero__cta{display:flex;gap:.7rem;flex-wrap:wrap;justify-content:center;margin-top:clamp(1.5rem,2.6vw,2.2rem)}
.hero__ui{width:100%;max-width:400px;margin-top:clamp(2.5rem,5vw,4rem)}
.hero__meta{width:100%;max-width:var(--max);margin:clamp(2.5rem,5vh,4rem) auto 0;padding:1rem var(--gut) 0;
  border-top:1px solid var(--line);display:flex;flex-wrap:wrap;justify-content:center;
  gap:.5rem clamp(1.25rem,3vw,3rem);font-size:.78rem;color:var(--mute)}
.hero__meta li{display:flex;align-items:center;gap:clamp(1.25rem,3vw,3rem)}
.hero__meta li:not(:last-child)::after{content:"";width:3px;height:3px;border-radius:50%;background:var(--accent)}
@media (max-width:760px){.hero__meta{flex-direction:column;align-items:center;gap:.4rem}
  .hero__meta li:not(:last-child)::after{display:none}}

/* ---------- the product surface ---------- */
.ui{border-radius:var(--r-md);background:var(--card);border:1px solid var(--line);overflow:hidden;
  box-shadow:0 40px 80px -50px rgba(23,19,15,.55);text-align:left}
.ui__top{display:flex;align-items:center;justify-content:space-between;padding:.85rem 1.15rem;
  border-bottom:1px solid var(--line-2);background:linear-gradient(180deg,var(--warm),transparent)}
.ui__brand{font-size:.9rem;letter-spacing:-.01em}
.ui__live{display:inline-flex;align-items:center;gap:.45rem;font-size:.72rem;color:var(--mute)}
.ui__live i{width:6px;height:6px;border-radius:50%;background:#2E9E5B;
  box-shadow:0 0 0 0 rgba(46,158,91,.5);animation:beat 2.4s var(--ease-o) infinite}
@keyframes beat{0%{box-shadow:0 0 0 0 rgba(46,158,91,.45)}70%{box-shadow:0 0 0 8px rgba(46,158,91,0)}100%{box-shadow:0 0 0 0 rgba(46,158,91,0)}}
.ui__main{padding:1.25rem 1.15rem}
.ui__k{font-size:.75rem;color:var(--mute)}
.ui__big{display:flex;align-items:baseline;gap:.35rem;margin:.35rem 0 1rem;
  font-size:clamp(2.1rem,3.4vw,2.9rem);font-weight:700;line-height:1;letter-spacing:-.04em;
  font-variant-numeric:tabular-nums}
.meter{height:8px;border-radius:8px;background:rgba(23,19,15,.08);overflow:hidden}
.meter__fill{display:block;height:100%;border-radius:8px;background:var(--grad);transition:width .7s var(--ease-o)}
.ui__legend{display:flex;justify-content:space-between;margin-top:.6rem;font-size:.74rem;color:var(--mute);
  font-variant-numeric:tabular-nums}
.ui__log{border-top:1px solid var(--line-2)}
.ui__log li{display:grid;grid-template-columns:auto 1fr auto;gap:.6rem;align-items:center;
  padding:.7rem 1.15rem;border-bottom:1px solid var(--line-2);font-size:.8rem}
.ui__log li:last-child{border-bottom:0}
.ui__log b{font-weight:700}
.ui__log em{font-style:normal;font-size:.72rem;color:var(--mute)}
.ui__ok{display:grid;place-items:center;width:18px;height:18px;border-radius:50%;background:rgba(46,158,91,.14)}
.ui__ok svg{width:11px;height:11px;fill:none;stroke:#2E9E5B;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.ui__act{padding:1.15rem;border-top:1px solid var(--line-2);background:rgba(253,240,233,.5)}
.ui__act .btn{margin-top:1rem}
.ui__msg{margin-top:.8rem;font-size:.75rem;color:var(--mute);text-align:center;transition:color .3s var(--ease)}
.ui__msg.ok{color:#2E9E5B}

/* =========================================================
   stacked parallax panels
   ========================================================= */
.stack{position:relative;z-index:1}
.panel{position:sticky;top:0;height:100svh;display:flex;align-items:center;
  border-radius:var(--r-lg);overflow:hidden;background:var(--paper);
  box-shadow:0 -30px 60px -50px rgba(23,19,15,.5)}
.panel__bg{position:absolute;inset:-25vh 0;z-index:0;will-change:transform}
.panel--gap .panel__bg{background:radial-gradient(52% 40% at 82% 24%,rgba(240,84,54,.22),transparent 70%)}
.panel--line{background:#F3EFE8}
.panel--line .panel__bg{background:radial-gradient(52% 40% at 14% 70%,rgba(245,160,60,.28),transparent 70%)}
.panel--draw{background:var(--card)}
.panel--draw .panel__bg{background:radial-gradient(56% 42% at 76% 76%,rgba(240,84,54,.2),transparent 70%)}
.panel__in{position:relative;z-index:1;width:100%;will-change:transform}
.panel__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.86fr);
  gap:clamp(1.5rem,4vw,4.5rem);align-items:center}
.panel__say .d2{margin-top:1.1rem;max-width:16ch}
.panel__sub{margin-top:1.1rem;max-width:44ch;font-size:var(--lead);line-height:1.5;color:var(--mute)}
.panel__note{margin-top:1.4rem;font-size:.88rem;color:var(--ink)}
@media (max-width:900px){
  .panel{height:auto;min-height:100svh;padding-block:clamp(4.5rem,12vh,7rem)}
  .panel__grid{grid-template-columns:1fr;gap:1.75rem}
  .panel__say .d2{max-width:none}
}

/* ---------- cards inside panels ---------- */
.card{padding:clamp(1.35rem,2.2vw,2rem);border-radius:var(--r-md);background:var(--card);
  border:1px solid var(--line);box-shadow:0 34px 70px -50px rgba(23,19,15,.55)}
.card--warm{background:linear-gradient(152deg,var(--warm),var(--card) 64%)}
.card--ui{padding:0;background:none;border:0;box-shadow:none}
.card__lab{display:block;font-size:.75rem;color:var(--mute);margin-bottom:.9rem}
.card__in{display:flex;align-items:baseline;gap:.35rem;margin:0 0 1.4rem;
  font-size:clamp(2rem,3.4vw,3rem);font-weight:700;line-height:1;letter-spacing:-.04em;font-variant-numeric:tabular-nums}
.card__k{font-size:.75rem;color:var(--mute)}
.card__big{display:flex;align-items:baseline;gap:.35rem;margin:.4rem 0 .9rem;
  font-size:clamp(2.2rem,4vw,3.4rem);font-weight:700;line-height:1;letter-spacing:-.042em;
  color:var(--accent);font-variant-numeric:tabular-nums}
.card__fine{margin-top:1.1rem;font-size:.75rem;color:var(--mute)}
.lim{margin-top:1.6rem;padding-top:1.3rem;border-top:1px solid var(--line-2)}

.slider{-webkit-appearance:none;appearance:none;width:100%;height:4px;border-radius:4px;
  background:rgba(23,19,15,.1);cursor:pointer}
.slider::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;
  background:var(--grad);border:4px solid var(--card);cursor:grab;
  box-shadow:0 5px 16px -4px color-mix(in srgb,var(--accent) 90%,transparent);transition:transform .25s var(--ease-o)}
.slider::-webkit-slider-thumb:active{cursor:grabbing;transform:scale(1.14)}
.slider::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--accent);
  border:4px solid var(--card);cursor:grab}
.slider--sm{height:3px}
.ticks{display:flex;justify-content:space-between;margin-top:.75rem;font-size:.72rem;color:var(--mute);
  font-variant-numeric:tabular-nums}

.tl{margin-top:clamp(1.75rem,3vw,2.4rem);padding-top:clamp(1.5rem,2.5vw,2rem);border-top:1px solid var(--line-2)}
.tl__track{position:relative;height:6px;border-radius:6px;background:rgba(23,19,15,.08)}
.tl__fill{position:absolute;left:0;top:0;height:100%;width:70%;border-radius:6px;background:var(--grad);
  transition:width .55s var(--ease-o)}
.tl__b{position:absolute;top:50%;left:70%;width:16px;height:16px;margin:-8px 0 0 -8px;border-radius:50%;
  background:var(--card);border:3px solid var(--accent);transition:left .55s var(--ease-o);
  box-shadow:0 3px 10px -3px rgba(23,19,15,.4)}
.tl__ends{display:flex;justify-content:space-between;margin-top:.7rem;font-size:.75rem;color:var(--mute)}
.tl__big{margin-top:1.3rem;font-size:clamp(2.4rem,5vw,4rem);font-weight:700;line-height:1;
  letter-spacing:-.045em;color:var(--accent);font-variant-numeric:tabular-nums}
.tl__cap{margin-top:.6rem;font-size:.9rem;color:var(--mute);max-width:34ch}

/* ---------- sections ---------- */
.sec{position:relative;padding-block:var(--sec-y);overflow:clip;isolation:isolate}
.sec__bg{position:absolute;inset:-25vh 0;z-index:-1;will-change:transform}
.sec__h{margin-top:1.1rem;max-width:20ch}
.how{background:var(--paper)}
.how .sec__bg{background:radial-gradient(46% 36% at 88% 30%,rgba(245,160,60,.2),transparent 70%)}

.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1rem,1.8vw,1.8rem);
  margin-top:clamp(2rem,4vw,3.25rem)}
.step{padding:clamp(1.4rem,2.2vw,2rem);border-radius:var(--r-md);background:var(--card);
  border:1px solid var(--line);box-shadow:0 30px 60px -50px rgba(23,19,15,.5);
  transition:border-color .5s var(--ease),box-shadow .5s var(--ease-o)}
.step:hover{border-color:rgba(240,84,54,.4);box-shadow:0 32px 60px -40px rgba(23,19,15,.4)}
.step__n{display:inline-grid;place-items:center;width:2.1rem;height:2.1rem;border-radius:50%;
  background:color-mix(in srgb,var(--accent) 11%,transparent);color:var(--accent);font-size:.76rem;margin-bottom:1.1rem;
  font-variant-numeric:tabular-nums}
.step h3{margin-bottom:.6rem}
.step p{color:var(--mute)}
@media (max-width:860px){.steps{grid-template-columns:1fr}}

/* ---------- proof ---------- */
.story{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(1.5rem,3.5vw,3.5rem);
  margin-top:clamp(2rem,4vw,3.25rem);align-items:center}
.frame{position:relative;height:clamp(17rem,42vh,26rem);border-radius:var(--r-lg);overflow:hidden;
  background:var(--warm);box-shadow:0 40px 76px -54px rgba(23,19,15,.6)}
.pic{position:absolute;inset:-22vh 0;will-change:transform}
.pic img{width:100%;height:100%;object-fit:cover;filter:saturate(.78)contrast(1.05)}
.story__lead{font-size:var(--lead);line-height:1.5;letter-spacing:-.016em;margin-bottom:1rem}
.story__txt>p:not(.story__lead){color:var(--mute)}
.story__stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.25rem;
  margin-top:clamp(1.6rem,2.8vw,2.25rem);padding-top:1.3rem;border-top:1px solid var(--line)}
.story__stats b{display:block;font-weight:700;font-size:clamp(1.5rem,2.6vw,2.2rem);line-height:1;
  letter-spacing:-.04em;color:var(--accent);font-variant-numeric:tabular-nums}
.story__stats>li>span{display:block;margin-top:.5rem;font-size:.77rem;line-height:1.4;color:var(--mute)}
@media (max-width:900px){.story{grid-template-columns:1fr}.frame{height:clamp(14rem,34vh,19rem)}}
@media (max-width:520px){.story__stats{grid-template-columns:1fr;gap:1rem}}

.says{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(1rem,1.8vw,1.8rem);
  margin-top:clamp(2.25rem,4.5vw,3.5rem)}
.say{display:flex;flex-direction:column;gap:1.2rem;padding:clamp(1.4rem,2.2vw,2rem);border-radius:var(--r-md);
  background:var(--card);border:1px solid var(--line);box-shadow:0 30px 60px -50px rgba(23,19,15,.5)}
.say blockquote p{font-size:clamp(1rem,1.15vw,1.1rem);font-style:italic;font-weight:400;line-height:1.5;letter-spacing:-.016em}
.say figcaption{margin-top:auto;padding-top:1.1rem;border-top:1px solid var(--line-2);display:flex;flex-direction:column;gap:.2rem}
.say figcaption b{font-weight:700;font-size:.86rem}
.say figcaption span{font-size:.77rem;color:var(--mute)}
@media (max-width:760px){.says{grid-template-columns:1fr}}

/* ---------- headroom ---------- */
.room{display:grid;grid-template-columns:auto minmax(0,1fr);gap:clamp(1.25rem,3.5vw,3.5rem);align-items:start;
  padding:clamp(1.5rem,3vw,2.75rem);border-radius:var(--r-lg);border:1px solid var(--line);
  background:linear-gradient(146deg,var(--warm),var(--card) 60%)}
.room__h{max-width:26ch;margin-block:1rem .8rem}
.room p{color:var(--mute);max-width:60ch}
.room .lnk{margin-top:1.4rem}
@media (max-width:720px){.room{grid-template-columns:1fr;gap:1.2rem}}

/* ---------- specs ---------- */
.spec{margin-top:clamp(2rem,3.5vw,2.75rem);border-top:1px solid var(--line);
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(2rem,5vw,5rem)}
.spec>div{display:grid;grid-template-columns:9rem minmax(0,1fr);gap:1rem;padding-block:1rem;
  border-bottom:1px solid var(--line)}
.spec dt{font-size:.79rem;color:var(--accent)}
.spec dd{font-size:.95rem}
@media (max-width:860px){.spec{grid-template-columns:1fr}}
@media (max-width:460px){.spec>div{grid-template-columns:1fr;gap:.25rem}}

/* ---------- apply ---------- */
.apply{text-align:center;padding-block:clamp(5rem,11vh,8.5rem)}
.apply__bg{background:radial-gradient(48% 52% at 50% 60%,rgba(245,160,60,.3),rgba(240,84,54,.14) 46%,transparent 74%);filter:blur(20px)}
.apply__in{display:flex;flex-direction:column;align-items:center}
.apply .d2{max-width:18ch}
.apply__in>p{margin-top:1rem;max-width:46ch;color:var(--mute)}
.apply__cta{display:flex;gap:.7rem;flex-wrap:wrap;justify-content:center;margin-top:clamp(1.5rem,2.6vw,2.2rem)}

/* ---------- footer ---------- */
.foot{position:relative;z-index:2;background:var(--ink);color:var(--paper);
  border-radius:var(--r-lg) var(--r-lg) 0 0;padding-block:clamp(3rem,7vh,4.75rem) clamp(1.5rem,3vh,2.25rem)}
.foot__top{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.7fr);gap:var(--gut) clamp(2rem,5vw,5rem)}
.foot__brand{display:block;width:clamp(130px,10vw,160px)}
.foot__nav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1.5rem,2.5vw,2.5rem)}
.foot__nav div{display:flex;flex-direction:column;gap:.55rem;align-items:flex-start}
.foot__k{font-size:.79rem;color:var(--accent);margin-bottom:.2rem}
.foot__nav a{font-size:.87rem;color:rgba(247,244,239,.72);transition:color .35s var(--ease)}
.foot__nav a:hover{color:var(--paper)}
.foot__rule{height:3px;border-radius:3px;margin-block:clamp(2rem,4vh,3rem) clamp(1.2rem,2.4vh,1.7rem);
  background:repeating-linear-gradient(to bottom,var(--accent) 0 1px,transparent 1px 2px)}
.foot__bot{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(0,1fr);gap:1.1rem clamp(2rem,5vw,5rem);align-items:start}
.foot__bot p{font-size:.74rem;line-height:1.6;color:rgba(247,244,239,.45);max-width:74ch}
.foot__legal{display:flex;flex-wrap:wrap;gap:.5rem 1.35rem;justify-content:flex-end;font-size:.74rem;color:rgba(247,244,239,.45)}
.foot__legal a:hover{color:var(--paper)}
@media (max-width:900px){
  .foot__top,.foot__bot{grid-template-columns:1fr}
  .foot__nav{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.6rem}
  .foot__legal{justify-content:flex-start}
}

/* =========================================================
   solid deep surfaces, vermilion accents
   ========================================================= */
.on-deep{background:var(--accent-ink);color:#fff}
.on-deep .d2,.on-deep .d3{color:#fff}
.on-deep .panel__sub,.on-deep>.wrap>p,.on-deep .apply__in>p{color:rgba(255,255,255,.72)}
.on-deep .panel__note{color:rgba(255,255,255,.9)}
.on-deep .chip--soft{background:rgba(255,255,255,.14);color:#fff}
.on-deep .card__lab,.on-deep .ui__k,.on-deep .ui__live,.on-deep .ui__legend,
.on-deep .ui__log em,.on-deep .cur,.on-deep .ui__msg{color:rgba(255,255,255,.66)}
.on-deep .btn--line{background:transparent;border-color:rgba(255,255,255,.32);color:#fff}
.on-deep .btn--line::before{background:#fff}
.on-deep .btn--line:hover{color:var(--accent-ink);border-color:#fff}
.on-deep .btn--accent{background:#fff;color:var(--accent-ink);box-shadow:0 12px 30px -16px rgba(0,0,0,.6)}
.on-deep .btn--accent::before{background:var(--accent)}
.on-deep .btn--accent:hover{color:#fff}

/* the product surface reads as an interface floating on the deep panel */
.panel--draw .ui{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16);
  box-shadow:0 50px 90px -50px rgba(0,0,0,.7);backdrop-filter:blur(12px)}
.panel--draw .ui__top{background:rgba(255,255,255,.06);border-bottom-color:rgba(255,255,255,.14)}
.panel--draw .ui__big{color:#fff}
.panel--draw .meter{background:rgba(255,255,255,.16)}
.panel--draw .meter__fill{background:linear-gradient(118deg,#fff,#FFD9C6)}
.panel--draw .ui__act{background:rgba(255,255,255,.05);border-top-color:rgba(255,255,255,.14)}
.panel--draw .slider{background:rgba(255,255,255,.22)}
.panel--draw .slider::-webkit-slider-thumb{background:#fff;border-color:var(--accent-ink)}
.panel--draw .slider::-moz-range-thumb{background:#fff;border-color:var(--accent-ink)}
.panel--draw .ticks{color:rgba(255,255,255,.6)}
.panel--draw .ui__msg.ok{color:#7FD79A}
.panel--draw .ui__live i{background:#7FD79A}
.panel--draw .panel__bg{background:radial-gradient(58% 44% at 74% 74%,rgba(245,160,60,.5),transparent 72%)}

/* a lighter warm wash panel between the white ones */
.panel--line{background:var(--tint)}
.panel--line .panel__bg{background:radial-gradient(54% 42% at 12% 72%,rgba(240,84,54,.22),transparent 72%)}

.apply.on-deep .apply__bg{background:radial-gradient(50% 54% at 50% 58%,rgba(245,160,60,.42),transparent 74%);filter:blur(24px)}

/* ---------- reveals ---------- */
[data-reveal]{opacity:0;transform:translate3d(0,1.6rem,0);
  transition:opacity .85s var(--ease-o),transform .95s var(--ease-o);transition-delay:calc(var(--d,0)*80ms)}
[data-reveal].in{opacity:1;transform:none}

@media (prefers-reduced-motion:reduce){
  [data-reveal]{opacity:1!important;transform:none!important;transition:none!important}
  .ui__live i{animation:none}
  .panel{position:relative;height:auto;min-height:0;padding-block:var(--sec-y)}
}

/* =========================================================
   MULTI-PAGE LAYER
   Product theming: the two products carry the colours of their
   own logos — Cash+ blue, Protect vermilion — over a vermilion
   master brand. Set --accent on any scope to retheme it.
   ========================================================= */
/* --grad must be redeclared in each scope: a custom property that references
   another is resolved where it is DECLARED, so inheriting :root's --grad would
   carry the master vermilion down regardless of the local --accent. */
[data-product="cash"]{--accent:#2B75FF;--accent-2:#5FA0FF;--accent-d:#1B57C8;--tint:#EAF1FF;--warm:#EAF1FF;
  --grad:linear-gradient(118deg,#2B75FF 6%,#5FA0FF 98%)}
[data-product="protect"]{--accent:#F05436;--accent-2:#F5A03C;--accent-d:#CE3E20;--tint:#FDECE5;--warm:#FDF0E9;
  --grad:linear-gradient(118deg,#F05436 6%,#F5A03C 98%)}

/* ---------- nav: more items, product dropdown feel ---------- */
.nav__links a.is-here{color:var(--accent)}
.nav__links a.is-here::after{transform:scaleX(1)}

/* ---------- page hero (inner pages) ---------- */
.phero{position:relative;padding-block:clamp(7rem,15vh,10.5rem) clamp(2.5rem,5vw,4rem);overflow:clip;isolation:isolate}
.phero__bg{position:absolute;inset:-30vh 0 -10vh;z-index:-1;will-change:transform;filter:blur(30px);
  background:radial-gradient(58% 44% at 76% 14%,rgba(240,84,54,.26),transparent 70%),
             radial-gradient(50% 38% at 14% 46%,rgba(245,160,60,.22),transparent 72%)}
[data-product="cash"] .phero__bg{background:radial-gradient(58% 44% at 76% 14%,rgba(43,117,255,.26),transparent 70%),
             radial-gradient(50% 38% at 14% 46%,rgba(95,160,255,.22),transparent 72%)}
.phero__logo{width:clamp(190px,22vw,290px);margin-bottom:clamp(1.2rem,2.4vw,1.8rem)}
.phero .d1{max-width:20ch}
.phero__sub{max-width:60ch;margin-top:clamp(1rem,1.8vw,1.4rem);font-size:var(--lead);line-height:1.5;color:#463C32}
.phero__cta{display:flex;gap:.7rem;flex-wrap:wrap;margin-top:clamp(1.4rem,2.6vw,2.1rem)}
.phero__note{margin-top:clamp(1.4rem,2.4vw,2rem);font-size:.78rem;color:var(--mute);max-width:62ch}

/* ---------- hero pointers (home) ---------- */
.points{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(.75rem,1.4vw,1.4rem);
  margin-top:clamp(2rem,4vw,3.25rem);text-align:left}
.point{display:flex;flex-direction:column;gap:.7rem;padding:clamp(1.1rem,1.8vw,1.5rem);
  border-radius:var(--r-md);background:var(--card);border:1px solid var(--line);
  box-shadow:0 26px 54px -46px rgba(23,19,15,.5);
  transition:border-color .5s var(--ease),box-shadow .5s var(--ease-o)}
.point:hover{border-color:color-mix(in srgb,var(--accent) 45%,transparent);
  box-shadow:0 30px 56px -38px rgba(23,19,15,.4)}
.point__i{display:grid;place-items:center;width:2.1rem;height:2.1rem;border-radius:9px;
  background:color-mix(in srgb,var(--accent) 11%,transparent);flex:none}
.point__i svg{width:1.1rem;height:1.1rem;fill:none;stroke:var(--accent);stroke-width:1.7;
  stroke-linecap:round;stroke-linejoin:round}
.point p{font-size:.93rem;line-height:1.45}
@media (max-width:1040px){.points{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.points{grid-template-columns:1fr}}

.fineprint{margin-top:clamp(1.5rem,2.6vw,2.2rem);font-size:.78rem;line-height:1.55;color:var(--mute);max-width:78ch}

/* ---------- product feature block (home) ---------- */
.prod{position:relative;overflow:clip;isolation:isolate}
.prod__bg{position:absolute;inset:-25vh 0;z-index:-1;will-change:transform;
  background:radial-gradient(46% 38% at 82% 40%,color-mix(in srgb,var(--accent) 20%,transparent),transparent 72%)}
.prod__in{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.92fr);gap:clamp(1.75rem,4.5vw,5rem);align-items:center}
.prod__logo{width:clamp(180px,20vw,258px);margin-bottom:clamp(1.1rem,2vw,1.5rem)}
.prod__lead{font-size:var(--lead);line-height:1.5;margin-top:1rem;max-width:46ch}
.prod__body{margin-top:1rem;color:var(--mute);max-width:50ch}
.prod__cta{margin-top:clamp(1.4rem,2.4vw,2rem);display:flex;gap:.7rem;flex-wrap:wrap}
@media (max-width:900px){.prod__in{grid-template-columns:1fr;gap:2rem}}

/* ---------- generic content blocks ---------- */
.blk{margin-top:clamp(2.25rem,4.5vw,3.5rem)}
.blk__h{margin-bottom:1.1rem}
.blk p{color:var(--mute);max-width:74ch}
.blk p+p{margin-top:.9rem}
.lede{font-size:var(--lead);line-height:1.5;color:var(--ink)!important;max-width:62ch}

.who{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(.75rem,1.4vw,1.25rem);margin-top:1.4rem}
.who li{display:flex;align-items:center;gap:.7rem;padding:clamp(.9rem,1.4vw,1.15rem) clamp(1rem,1.5vw,1.3rem);
  border-radius:var(--r-md);background:var(--card);border:1px solid var(--line);font-size:.93rem}
.who svg{width:1.05rem;height:1.05rem;flex:none;fill:none;stroke:var(--accent);stroke-width:2;
  stroke-linecap:round;stroke-linejoin:round}
@media (max-width:760px){.who{grid-template-columns:1fr}}

/* numbered flow */
.flow{counter-reset:f;display:grid;gap:clamp(.75rem,1.4vw,1.25rem);margin-top:clamp(1.5rem,3vw,2.25rem)}
.flow li{counter-increment:f;position:relative;display:grid;grid-template-columns:auto minmax(0,1fr);
  gap:clamp(1rem,2vw,1.75rem);align-items:start;padding:clamp(1.15rem,2vw,1.6rem);
  border-radius:var(--r-md);background:var(--card);border:1px solid var(--line);
  box-shadow:0 26px 54px -48px rgba(23,19,15,.5)}
.flow li::before{content:counter(f,decimal-leading-zero);display:grid;place-items:center;
  width:2.4rem;height:2.4rem;border-radius:50%;font-size:.78rem;font-weight:700;
  background:color-mix(in srgb,var(--accent) 11%,transparent);color:var(--accent);
  font-variant-numeric:tabular-nums}
.flow b{display:block;font-weight:700;margin-bottom:.35rem}
.flow p{color:var(--mute);max-width:70ch}

/* why-grid */
.why{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(.85rem,1.6vw,1.5rem);
  margin-top:clamp(1.5rem,3vw,2.25rem)}
.why li{padding:clamp(1.2rem,2vw,1.7rem);border-radius:var(--r-md);background:var(--card);
  border:1px solid var(--line);box-shadow:0 26px 54px -48px rgba(23,19,15,.5)}
.why b{display:block;font-weight:700;margin-bottom:.5rem}
.why p{color:var(--mute);font-size:.93rem}
@media (max-width:860px){.why{grid-template-columns:1fr}}

/* ---------- product chooser ---------- */
.choose{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(.85rem,1.6vw,1.5rem);
  margin-top:clamp(1.75rem,3.5vw,2.75rem)}
.choose__c{display:flex;flex-direction:column;padding:clamp(1.4rem,2.4vw,2.1rem);border-radius:var(--r-md);
  background:var(--card);border:1px solid var(--line);box-shadow:0 30px 60px -50px rgba(23,19,15,.5)}
.choose__c img{width:clamp(160px,17vw,210px);margin-bottom:1.1rem}
.choose__c ul{margin:1.1rem 0 0;display:grid;gap:.6rem}
.choose__c li{display:flex;gap:.6rem;align-items:flex-start;font-size:.92rem;color:var(--mute)}
.choose__c li svg{width:1rem;height:1rem;margin-top:.28rem;flex:none;fill:none;stroke:var(--accent);
  stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.choose__c .btn{margin-top:auto;align-self:flex-start}
.choose__c>p{color:var(--mute)}
.choose__foot{margin-top:1.5rem!important}
@media (max-width:820px){.choose{grid-template-columns:1fr}}

/* ---------- FAQ ---------- */
.faq{margin-top:clamp(1.75rem,3.5vw,2.5rem);border-top:1px solid var(--line)}
.faq__q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1.5rem;
  padding:clamp(1.05rem,1.8vw,1.4rem) 0;text-align:left;font-size:clamp(1rem,1.2vw,1.1rem);
  font-weight:700;letter-spacing:-.015em;border-bottom:1px solid var(--line)}
.faq__q i{position:relative;width:14px;height:14px;flex:none}
.faq__q i::before,.faq__q i::after{content:"";position:absolute;background:var(--accent);border-radius:2px;
  transition:transform .45s var(--ease-o)}
.faq__q i::before{inset:6px 0 6px 0;height:2px}
.faq__q i::after{inset:0 6px 0 6px;width:2px}
.faq__q[aria-expanded="true"] i::after{transform:scaleY(0)}
.faq__a{overflow:hidden;height:0;transition:height .5s var(--ease-o)}
.faq__a>div{padding:0 0 clamp(1.05rem,1.8vw,1.4rem);color:var(--mute);max-width:76ch}
.faq__a p+p{margin-top:.8rem}

/* ---------- forms ---------- */
.form{margin-top:clamp(1.75rem,3.5vw,2.5rem);padding:clamp(1.4rem,3vw,2.6rem);border-radius:var(--r-lg);
  background:var(--card);border:1px solid var(--line);box-shadow:0 40px 80px -60px rgba(23,19,15,.5)}
.form__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(.9rem,1.6vw,1.3rem)}
.f{display:flex;flex-direction:column;gap:.45rem}
.f--wide{grid-column:1/-1}
.f label{font-size:.8rem;color:var(--mute)}
.f input,.f select,.f textarea{width:100%;padding:.8rem .95rem;border-radius:12px;background:var(--paper);
  border:1px solid var(--line);font:inherit;font-size:.94rem;color:var(--ink);
  transition:border-color .3s var(--ease),background-color .3s var(--ease)}
.f textarea{min-height:6.5rem;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;background:var(--card);
  border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 16%,transparent)}
.f select{appearance:none;cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%236B6157' stroke-width='1.6'%3E%3Cpath d='M1 1.5 6 6.5l5-5'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right .95rem center;padding-right:2.3rem}
.f--check{grid-column:1/-1;flex-direction:row;align-items:flex-start;gap:.7rem}
.f--check input{width:auto;padding:0;margin-top:.22rem;accent-color:var(--accent)}
.f--check label{font-size:.86rem;color:var(--ink)}
.form__act{display:flex;align-items:center;gap:1.1rem;flex-wrap:wrap;margin-top:clamp(1.3rem,2.4vw,1.9rem)}
.form__ok{font-size:.86rem;color:#2E9E5B;opacity:0;transition:opacity .4s var(--ease)}
.form__ok.on{opacity:1}
.form__fine{margin-top:1rem;font-size:.76rem;color:var(--mute)}
@media (max-width:700px){.form__grid{grid-template-columns:1fr}}

/* ---------- insights ---------- */
.arts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1rem,1.8vw,1.6rem);
  margin-top:clamp(1.75rem,3.5vw,2.75rem)}
.art{display:flex;flex-direction:column;gap:.8rem;padding:clamp(1.3rem,2.2vw,1.9rem);border-radius:var(--r-md);
  background:var(--card);border:1px solid var(--line);box-shadow:0 26px 54px -48px rgba(23,19,15,.5);
  transition:border-color .5s var(--ease),transform .5s var(--ease-o)}
.art:hover{border-color:color-mix(in srgb,var(--accent) 45%,transparent);transform:translateY(-4px)}
.art__k{font-size:.74rem;color:var(--accent)}
.art h3{font-size:clamp(1.05rem,1.35vw,1.25rem);font-weight:700;line-height:1.3;letter-spacing:-.02em}
.art p{font-size:.9rem;color:var(--mute)}
.art__m{margin-top:auto;padding-top:.9rem;border-top:1px solid var(--line-2);font-size:.76rem;color:var(--mute)}
@media (max-width:900px){.arts{grid-template-columns:1fr}}

/* ---------- misc ---------- */
.band{padding-block:clamp(2rem,4vw,3rem);border-block:1px solid var(--line)}
.band__in{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;
  gap:.6rem clamp(1.5rem,4vw,4rem);font-size:.82rem;color:var(--mute);text-align:center}
.band__in b{font-weight:700;color:var(--ink)}
.cta-strip{text-align:center}
.cta-strip .d2{max-width:20ch;margin-inline:auto}
.cta-strip>p{margin-top:1rem;max-width:52ch;margin-inline:auto;color:var(--mute)}
.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(1.5rem,4vw,4rem);align-items:start}
@media (max-width:860px){.two{grid-template-columns:1fr}}
.quiet{color:var(--mute)}