Get your receivables protected.
Receivables protection for specific buyers or your entire book — so a delayed or defaulted payment does not become your problem.
Receivables protection arranged with licensed insurer / surety partners.
Protection on the money your buyers owe you.
Payledger Protect is receivables protection — it protects the money your buyers owe you.
Cover a few specific buyers, a risky segment, or your whole receivables book. If a buyer delays or defaults, the protection responds so your cash flow does not take the hit.
Built for established B2B traders.
- GST turnover above Rs 5 crore
- Trading with recurring B2B buyers
- Operational in South India
Tell us what to protect. We arrange the cover.
- Tell us what you want to protect
A few specific buyers, a segment, or your entire book — against delay or default, from rated buyers or a mix of rated and unrated names.
- We assess those buyers
Using payment behaviour, ratings where available, and our own read on unrated names.
- We arrange cover
Through licensed insurer and surety partners, priced to your buyer mix.
- Your receivables do a second job
You are protected against delayed payment and default on the covered receivables — and because protected receivables are stronger collateral, Protect can also unlock additional working capital from our FI partners.
Cover what actually worries you.
- One buyer, a cluster, or the book
Including unrated buyers — the segment most cover ignores.
- Simple, behaviour-led pricing
Priced to your buyer mix rather than a blanket rate.
- Stronger collateral
The same protection turns your receivables into collateral that can raise your borrowing headroom.
Tell us what you would like to protect.
We will come back with indicative cover and pricing.